{"id":"worldbank.risk-premium-on-lending.rou.annual","dataset_id":"worldbank-risk-premium-on-lending","indicator":"risk-premium-on-lending","geography":"ROU","frequency":"annual","unit":"percent","start_period":"1994","end_period":"2025","org":"World Bank","original_indicator":"FR.INR.RISK","url":"https://api.worldbank.org/v2","retrieved_at":"2026-11-07T07:57:03+00:00","version":"1","geography_name":"Romania","region":"Europe & Central Asia","observations":[{"period":"1994","value":11.6416666666666,"flags":""},{"period":"1995","value":8.6333333333333,"flags":""},{"period":"1996","value":4.04,"flags":""},{"period":"1997","value":-13.1933333333333,"flags":""},{"period":"1998","value":-8.67,"flags":""},{"period":"1999","value":-8.56666666666671,"flags":""},{"period":"2000","value":1.9916666666667,"flags":""},{"period":"2001","value":3.2166666666667,"flags":""},{"period":"2002","value":8.4,"flags":""},{"period":"2003","value":10.7583333333334,"flags":""},{"period":"2004","value":12.8275,"flags":""},{"period":"2005","value":12.1169444444444,"flags":""},{"period":"2007","value":6.23916666666664,"flags":""},{"period":"2008","value":4.5675,"flags":""},{"period":"2009","value":6.3783333333334,"flags":""},{"period":"2010","value":6.86166666666667,"flags":""},{"period":"2011","value":4.81,"flags":""},{"period":"2012","value":5.0604166666666,"flags":""},{"period":"2013","value":5.63083333333334,"flags":""},{"period":"2014","value":4.605,"flags":""},{"period":"2015","value":4.30416666666667,"flags":""},{"period":"2016","value":3.29333333333333,"flags":""},{"period":"2017","value":3.03456232610145,"flags":""},{"period":"2018","value":2.54012370598728,"flags":""},{"period":"2019","value":2.98333333333333,"flags":""},{"period":"2020","value":2.91625456162303,"flags":""},{"period":"2021","value":2.11178022385387,"flags":""},{"period":"2022","value":0.22718605926467,"flags":""},{"period":"2023","value":2.31679896452692,"flags":""},{"period":"2024","value":2.26425529347297,"flags":""},{"period":"2025","value":1.25049099896916,"flags":""}],"indicator_name":"Risk premium on lending","topic":"Financial Sector","source":"worldbank","provenance":{"organization":"World Bank","original_indicator":"FR.INR.RISK","url":"https://api.worldbank.org/v2","retrieved_at":"2026-11-07T07:57:03+00:00","version":"1","license":"see source"}}